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TeachMeFinance.com - explain Actual Cash Value (ACV) Actual Cash Value (ACV) The term 'Actual Cash Value (ACV)' as it applies to the area of flooding can be defined as 'The cost to replace an insured item of property at the time of loss, less the value of physical depreciation'. Previous 5 Terms: Active volcano Activities Of Daily Living (Adl)- Activity ACTPN ACTS Next 5 Terms: Actual Charge Actual peak reduction Actual Production History (APH) Actuarial Balance Actuarial Deficit About the author Mark McCracken Author: Mark McCracken is a corporate trainer and author living in Higashi Osaka, Japan. He is the author of thousands of online articles as well as the Business English textbook, "25 Business Skills in English". Copyright © 2005-2011 by Mark McCracken, All Rights Reserved. TeachMeFinance.com is an informational website, and should not be used as a substitute for professional medical, legal or financial advice. Information presented at TeachMeFinance.com is provided on an "AS-IS" basis. Please read the disclaimer for details.